Top 5 Friday: Resources for Long-Term Care and Insurance

It is Top 5 Friday! Every month, we share the top 5 online resources you need to know about when tackling a particular topic. As part of Sound Option’s August topic of the month, we are sharing 5 resources to help families better navigate insurance and the finding long-term care resources they need.  

Whether you are looking to shape your own future or are helping a spouse or aging loved one, being a good healthcare consumer and advocate means being informed about long-term care, its challenges, costs, and options. What is covered? How should we be saving for the future? What costs can we expect? We tackle these and more by sharing 5 resources you should know about in your search.  

No. 1 Long-Term

This resource from the department of Health and Human Services can help you in your long-term care planning from learning the basics, finding care, understanding your benefits, and figuring out costs and how to pay for long-term care.

No. 2 AARP Long-Term Costs Calculator

The rising cost of long-term care, coupled with an increasing array of options, can make it difficult for families to find the best, affordable care. The AARP Long-Term Costs Calculator can assist with that process by estimating the cost of long-term care. Options include expenses for care in a nursing home, assisted living facility or adult day care, and use of a home health aide or homemaker service in your particular area.

No.3 Planning for Long-Term Care for Dummies by Carol Levine

This comprehensive guide gives you questions to ask yourself and others about how best to achieve your goals, whether you have immediate needs or can take some time to sort out the possibilities. Find expert advice on planning for your own or a relative’s future care needs.

No. 4 Federal Long Term Care Insurance Program

The Federal Long Term Care Insurance Program (FLTCIP) provides long term care insurance for its enrollees, who are Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives. If that applies to you, find information, engage in online consultation, and apply on their website.

No. 5 Understanding Long-Term Care Insurance

If you are a boomer looking into long-term care insurance for your future, this article by AARP is a great way to start off your search. It is a simplified look at the questions you should be asking and facts that should drive your search in finding what is right for your unique situation. 


Published on August 22, 2014.