According to the US 2010 Census, the 65 and over population in Tacoma, Washington is roughly 11.5% of the entire city's population. While many baby boomers are thinking about retirement, according to LongTermCare.gov, less than 1/3 of Americans 50+ have begun saving for long-term care. A reality check now may change the way we spend and save our money, ensuring a better future for ourselves and our loved ones living here in Tacoma. Planning for the future begins by adding a couple line items to our traditional out of pocket expenses for retirement, namely long term care and healthcare costs. Fidelity Investments estimates that a couple age 65 retiring in 2013 will need $220,000 out of pocket to pay for medical expenses. That assumes that this couple is using Medicare and that there are no long-term care costs.
If this healthcare cost estimate doesn’t include long term care costs, then what do we mean by Long Term Care? When we talk about long term care, we are referring to a range of services that address personal care needs such as daily functional care (bathing, dressing, toileting, eating) as well as assistance with the everyday tasks such as housework, taking medication, managing money, caring for pets, shopping for groceries, transportation, and engaging in social activities.
One of the great myths is that Medicare will cover long term care costs. Our healthcare system divides care into three main categories: acute, chronic, and long term care. While Medicare may cover a short stay in the hospital after a stroke (acute care) or diabetes management (chronic care) it does not cover long term care such as medical and social services needed to live independently or facility care that may become necessary due to physical or mental limitations.
Whether you are planning for the future, or managing a recent crisis, Sound Options is here to help.
Memory Care in Tacoma
"Nearly 1 in every 3 seniors who dies each year has Alzheimer’s or another dementia," according to the Alzheimer's Association. Here in Washington State, we are ranked as having the 4th highest Alzheimer’s death rate in America. Alzheimer’s and other dementias have made an enormous impact on both family caregivers and the way we think about long-term care needs in Tacoma.
Quality care must adapt to the varied and evolving needs of those with dementia. At Sound Options, we understand that it is not just the individual that gets this disease; families get dementia. While our focus on maintaining independence and safety remains the same for all our clients, dementia demands our creativity as well as our professionalism. We fervently hope for a cure and until that time, Sound Options is committed to helping families get exceptional support and dementia care.
Our Tacoma Caregivers
Professionals at the Helm...
Professional Geriatric Care Managers are revolutionizing the way we think about dementia care. When there is a RN or MSW eldercare expert at the helm, it really takes the pressure off of the adult children and loved ones to “know it all”. Between paying bills, managing a crisis, laundry, and medications, they can often feel that there isn’t time to be family or process what is going on. By letting the professionals coordinate and provide the care, families get to be family and are allowed to be present to what is happening in their lives. It is really hard to put a price tag on that time and space.
The care management and in-home care model is a powerful option for families, with its professional oversight and one-on-one care. Their specialty training in dementia and the difficult behaviors that arise as a symptom of brain disease is invaluable in maintaining safety and dignity within the home. Because our Tacoma home care services can be scaled from a few hours a day all the way to 24-hour live-in care, it remains a viable option as the disease progresses and reduces the need to move from facility to facility as needs change.
Establishing an elite team of care managers with in-home caregivers to serve families in Tacoma is just one of the ways that Sound Options has been addressing the need for quality in-home care. When it comes to dementia care, Alzheimer’s care, or any eldercare services, your family has Sound Options. Give us a call today and start getting the help and resources you need. 800.628.7649